I’m not one to make New Year resolutions, as I find that they just end up being dropped about midway into January. Instead I like to think about the past year, what worked, what didn’t, what did we struggle with, and what do we need improve. I do this for many areas of our life including our budget, travel, faith, homeschool, kids activities, goals, work schedules, home maintenance, long term goals and more. This is a great way to get started planning for the new year and figuring out what worked, what you would like to work on and what just didn’t work at all. It’s also a great way to remind yourself of your long term goals. Where you would like to see yourself, your family in the next few years.
As always I get out my handy little notebook and jot down some notes as I think about those areas of our life. I also jot down the trips I know we have for the year, the extra expenses that may be coming up, and anything else that I can think of that needs my time and thought.
I like to then go through each of these areas and make a short list (2-3) of the most important things that need to change, be improved upon or maybe just remembered. These are my goals for the new year. I limit these to a short list so that they will not become overwhelming. If I have a few items I want to work on, I do my best to narrow it down to just 2 or 3. Some of these things are a quick fix, but others will need to happen over time, and having them in my little notebook reminds me throughout the year.
You see, I am a planner by nature. In order for things to happen, I need to plan for them. I do not do well flying by the seat of my pants, but really does anyone? Flying by the seat of my pants with a budget makes me incredibly nervous. I think we would be lucky to have food on the table and a roof over our head. Is this you? Do you often find your life is frazzled and out of order?
The most successful people and businesses have plans. That is how they got where they are. They decide what works for them and what doesn’t. They meet, they discuss and they make a list of things to change. I feel like this is a great plan for everyone. It will surely take some stress out of your life!
If you are one that always finds things popping up, has bills overdue, finds yourself without money right before a big trip, I encourage you to take some time to do a little planning. Get yourself a notebook and think about the things that are always out of order and leave you feeling frazzled and distraught.
While your at it, pick a word to make as your focus for the year. Choose one word to focus on for the year. Something you want to remember, something that you want of focus on for the year. For me this year it’s TIME. I want to focus on giving more of my time to my girls, more of my time to my family. I want to use my time more wisely, instead of wasting it on trivial things like the couch and tv. I want to spend more time outdoors, because I love being outside. Our time here is limited, so I want to make the most of it I can. Make memories.
What would your word be for the year?
making a habit out of living frugal…..
Like what you see here at Practicing Frugal? Why not subscribe to get a daily email of frugal updates? Just fill in the form below.